Understanding Questionable Merchant Codes in InstantAudit

When a Questionable Merchant audit rule is enabled, any transaction which imports with an applicable merchant code will be flagged for review. All merchant codes assigned to that rule will be enabled. 

If you only wish to enable some of the merchant codes included in an audit rule, we recommend using the Other Questionable Merchants rule and customizing the rule with the specific merchant codes you desire.

This article outlines the specific merchant codes assigned to a Questionable Merchant audit rule.

Alcohol and Tobacco

  • 5813: Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
  • 5921: Package Stores – Beer, Wine, and Liquor
  • 5993: Cigar Stores and Stands


  • 7800: Government-Owned Lotteries (US Region only)
  • 7801: Government Licensed On-Line Casinos (On-Line Gambling) (US Region only)
  • 7802: Government-Licensed Horse/Dog Racing (US Region only)
  • 7995: Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
  • 9406: Government-owned Lottery (Specific Countries)

Health and Beauty

  • 5977: Cosmetic Stores
  • 7230: Beauty and Barber Shops
  • 7297: Massage Parlors
  • 7298: Health and Beauty Spas


  • 5094: Precious Stones and Metals, Watches and Jewelry
  • 5944: Jewelry Stores, Watches, Clocks, and Silverware Stores
  • 5950: Glassware/Crystal Stores
  • 7631: Watch, Clock and Jewelry Repair

Political Organizations

  • 8651: Political Organizations

Sports and Recreation

  • 7032: Sporting and Recreational Camps
  • 7932: Billiard and Pool Establishments
  • 7941: Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters
  • 7992: Public Golf Courses
  • 7994: Video Game Arcades/Establishments
  • 7996: Amusement Parks, Circuses, Carnivals, and Fortune Tellers
  • 7997: Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
  • 7999: Recreation Services (Not Elsewhere Classified)

Suspicious Activity

  • 5933: Pawn Shops
  • 7273: Dating Services
  • 9211: Court Costs, Including Alimony and Child Support
  • 9222: Fines
  • 9223: Bail and Bond Payments

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